0% INTEREST FREE PAYMENT PLANS
Are you considering Cosmetic, Aesthetic, Orthodontic or Dental Implant work, but not sure about the best way to pay for it? If so, you might be interested in the interest free payment plans we offer to fund your treatment.
How much can I borrow?
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply. Subject to status.
How do I apply?
You will need to complete a simple, online credit application, which one of our staff can help you with in the surgery. Most applications are approved straight away, so that you can go ahead immediately to book an appointment for the treatment you want. Subject to status.
How much will I pay?
With our 0% facility, you pay the costs of your treatment - no more and no less. Interest free means just that! There are no hidden costs and no deposit required!
Who is the credit provider?
We work with two reputable companies to bring finance to our patients: Chrysalis Finance Ltd is our credit broker and Shawbrook Bank Ltd is the credit provider.
Lion Dental Centre (FRN: 680092) is an Appointed Representative of Chrysalis Finance Limited which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking.
Examples of typical credit agreement for a full case of invisalign:
- Price of treatment £3,500
- Typical deposit £1,000 (optional amount and patient not obliged to make deposit)
- Amount of credit £2,500 (depending on deposit)
- Monthly repayments (£45.75 per month 5yrs 9.9%) or (£250 per month 10 months 0%)
Can it be used for any treatment?
Yes, but it is particularly useful for cosmetic dentistry, orthodontic work and implants. You can borrow any amount over £350 upwards, subject to status. You need to be over 21 to apply, and you must have lived in the UK for at least 3 years.
How much are the repayments?
Obviously this will depend on the amount you borrow, the interest rate and the term of the loan. The staff at the practice will show you, completely without obligation, the schemes the practice has available for you to pay for your treatment.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How do I apply?
The practice staff will complete a simple, online application process with you. This will only take a few minutes. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that the practice print for you, or have it emailed for you to complete at home.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
How do I make repayments?
Repayments are made by monthly direct debit, starting one month after you sign the credit agreement.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking, under Firm Reference Number 631193, and the lender is Shawbook Bank Plc.